Insurance Products

If you were to die, or be disabled, or get a life threatening disease, or be retrenched, this policy will help you meet your outstanding financial obligations.

The policy pays a maximum amount of R 750,000 (Seven Hundred & Fifty Thousand Rand), and there is no health risk premium loading for smokers and usually no medical is required , but pre-existing conditions are excluded.

If your vehicle is financed, and especially if you have a residual on the vehicle, you cannot afford to be without a TTS Top–up Insurance Policy.

In the event of total loss (write-off or theft ) there is a very good chance that your comprehensive insurance will not cover your outstanding debt. The moment you drive your car off the showroom floor it loses value – as much as 30% in the first three months – while the amount you owe the finance company reduces at a much slower rate.

TTS Top–Up gives you peace of mind because if the settlement by the underlying insurer is less than the settlement balance in terms of the relevant credit agreement, TTS Top–up ensures that the shortfall is paid, up to a maximum benefit of R 750,000

The total loss of your motor car does not need to be an untimely financial disaster. RTI will help to refund the difference between the original invoice value of your vehicle and what your insurance company pays out (usually retail or market value).

The TTS Ultra Care Warranties offer special protection to your newly acquired car against unforeseen mechanical & electrical breakdowns for a period of one or two years with no limit on distances travelled.

The policies cover all LCV’s, 4x4’s & passenger vehicles with a gross vehicle mass of less than 3,500kg’s, but exclude taxis, hire, competition & rebuilt vehicles (Code 3).

TTS Tyre Warranty is an affordable once off insurance payment, that provides insurance cover on your tyres for up to three years or 60,000 kilometres, whichever comes first.